- Victoria Desano is discussing health insurance options for self-employed individuals in the US.
- Traditional healthcare marketplace options can be subsidized if the individual is not anticipating making a lot of money.
- HMOs are a cheaper option for premiums, but PPOs allow for more provider options.
- Private health insurance companies are a good option for those making upwards of $50,000 a year.
- Plans can be adjusted to have lower deductibles and higher premiums or vice versa.
- Lesser known options can be used in conjunction with traditional options to save money.
- Desano will share tips and tricks for saving money on medical bills.
- Viewers are encouraged to like and subscribe to Desano’s channel.
Victoria Desano, a YouTuber, discusses health insurance options for self-employed individuals and those in the gig economy. She highlights the traditional healthcare marketplace option, which can be subsidized for those making a certain amount. Desano suggests choosing a plan based on lifestyle, medications, and coverage. She also mentions private health insurance companies as an option for those making upwards of $50,000 a year. Plans can have lower deductibles but higher monthly premiums or vice versa. Desano recommends researching and comparing options to find the best fit. Additionally, she shares lesser-known options, such as health sharing ministries, which involve members pooling funds to cover medical expenses, and direct primary care, which involves paying a monthly fee to a primary care physician for unlimited access to their services. Desano emphasizes the importance of understanding coverage and costs, as well as utilizing resources to save money on medical procedures.
Bullet Points:
- Traditional healthcare marketplace option can be subsidized for those making a certain amount
- Private health insurance companies can be an option for those making upwards of $50,000 a year
- Plans can have lower deductibles but higher monthly premiums or vice versa
- Research and compare options to find the best fit
- Lesser-known options include health sharing ministries and direct primary care
- Understand coverage and costs, and utilize resources to save money on medical procedures